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Platform

Every module a claim touches, in one engine.

Five products, one pipeline — CognitoScan, CognitoAdjudicate, CognitoShield, CognitoPredict, and CognitoBridge. Built to serve both sides of the claim: the insurer deciding it and the provider submitting it.

CognitoScan™ · Document intelligence

OCR/ICR built for Asian healthcare paperwork

The claim starts as paper — or a photo of paper. Our ingestion models are trained for the real documents of this region: handwritten referral letters, mixed English-Chinese-Malay bills, hospital formats that change by department.

  • Discharge summaries, itemised bills, referral letters, lab reports
  • Multi-language and mixed-language documents
  • Field-level confidence scoring — low-confidence fields route to review, never silently guessed
CognitoScan™ · Clinical extraction

The engine reasons about the patient, not the PDF

Extracted data is coded against medical knowledge — diagnoses, procedures, drugs, length of stay — and checked for clinical coherence. A diagnosis that doesn't match the procedure gets flagged before it becomes a wrong decision.

  • Diagnosis and procedure coding with clinical-context checks
  • Medical-necessity assessment against treatment guidelines
  • Coherence signals: does the story of this claim make medical sense?
CognitoAdjudicate™ · Policy engine

Decisions made against the actual policy

Benefit schedules, riders, exclusions, waiting periods, panel rules, and fee benchmarks — encoded and applied automatically. Clean claims go straight through. Ambiguous ones arrive at your assessors pre-analysed, with the hard work already done.

  • Benefit and rider logic, encoded per product
  • Panel and fee-benchmark repricing, applied line by line
  • Straight-through processing for clean claims; human-in-the-loop for the rest
CognitoShield™ · Fraud & anomaly detection

Flag what deserves human eyes

Dedicated models watch for billing anomalies, unusual utilisation patterns, and fraud signals across claims — not to auto-deny, but to route the right claims to investigators with the evidence attached.

  • Line-item anomaly detection against peer benchmarks
  • Pattern analysis across providers, policies, and time
  • Evidence packs for investigators — never silent auto-denial
CognitoPredict™ · Denial foresight

Catch the denial before it happens

For hospitals, clinics, and TPAs: CognitoClaims scores claims before submission, predicts likely denials, and shows exactly what's missing — turning weeks of rework into a fix before the claim ever leaves the building.

  • Pre-submission denial risk scoring with reasons
  • Missing-document and coding-gap detection
  • Faster reimbursement, fewer disputes, cleaner payer relationships
Platform-wide · Explainability & audit

Every decision, replayable

The trail is the product. Every decision records the clauses applied, the benchmarks referenced, the model version used, and any human override — immutable, exportable, and ready for your auditors and your regulator.

  • Step-by-step decision trail on every claim
  • Model-version and data-lineage tracking
  • One-click override for assessors, captured in the same trail
CognitoBridge™ · Legacy integration

Connect to systems built decades apart

The engine is only useful if it reaches your claims — and your claims live in core systems, TPA platforms, and hospital software that were never designed to talk to each other. CognitoBridge harmonises data across them and exposes clean, dynamic APIs so the platform drops into your stack instead of replacing it.

  • AI-assisted data mapping across legacy core systems
  • Dynamic API generation for interoperability
  • Deploys alongside what you run today — no rip-and-replace
Who it serves

Both sides of the claim.

Insurers

Adjudicate at machine speed

Straight-through processing for clean claims, pre-analysed queues for the rest, and fraud signals with evidence — inside your own environment.

Providers

Submit claims that get paid

Denial prediction, coding gaps, and missing documents caught before submission. Faster reimbursement with fewer disputes.

TPAs

Administer without the army

Automate the volume, keep the judgment. Handle more members and more claims without scaling headcount linearly.

Walk through the pipeline on a real workflow.

We'll map the engine to your claim types, your documents, and your rules.

Request a briefing →